Please remit payments to:

Isabel C. Balboa, Chapter 13 Trustee
P.O. Box 1978
Memphis, TN 38101-1978


Notice to the Debtor/Creditor Bar

You may now access the Trustee’s Tentative Disposition List (f/k/a “Honor Roll”) and the Trustee’s Recommendation List on all matters set down for hearing by our website at http://www.standingtrustee.com/list.

NOTE: Unless the case is specifically recommended for confirmation or dismissal, you must appear in court as scheduled on the docket and be heard on the matter.

Download: Notice to the Bar - 13Network Access

General Information Welcome, please take a moment to review the information provided below.
  • Please DO NOT send cash or personal checks. Neither will be accepted as payment.
  • SEND ONLY certified checks or money orders.
  • Always print your Case Number and Name on your payment!
  • DO NOT send correspondence to the above payment address. All correspondence should be sent to:
    Isabel C. Balboa
    Chapter 13 Standing Trustee
    535 Route 38, Suite 580
    Cherry Hill, NJ 08002
If you observe these few simple tips, your payments and other correspondence will be attended to in a timely manner.

IMPORTANT PAYMENT INFORMATION

ALL PAYMENTS should be sent to:

Isabel C. Balboa, Chapter 13 Trustee
P.O. Box 1978
Memphis, TN 38101-1978

ANNOUNCEMENT

Attorney Fee Payment Calculation program available for use.

This program will help Debtor(s) and Debtor(s)' attorney automatically calculate a new monthly Trustee payment for supplemental fee orders by inputting the fee amount, base amount or balance due, payments received or undistributed funds, and months to complete. Should you have any questions with regards to this program, please contact or .

Chapter 13 Bankruptcy

Chapter 13 is one method under the Bankruptcy Code to obtain relief from creditors while, at the same time, providing a fair means to pay back your debts.

One of the benefits of a Bankruptcy Case is the 'automatic stay' that is imposed upon filing for bankruptcy protection. This means that, as soon as a case is filed, most collection efforts must stop, absent further order of the bankruptcy court. This includes foreclosures and repossessions.

Prior to filing the case, a debtor and his or her attorney will review the debtor's assets, debts and income. Then, a 'plan' of repayment is proposed. This plan, for example, may indicate a debtor's intention to pay mortgage arrears in full, tax arrears in full and a dividend to unsecured creditors by way of a monthly payment that is made to the Trustee for a minimum of 36 months, a maximum of 60 months. Once the case is filed, a debtor must begin making payments to the Trustee. If the plan is confirmed, payments continue to the Trustee until the plan is paid in full.


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